She was told her mortgage was paid off. 10 years later, she received a foreclosure notice in the mail

Rose Prophete bought her home in Canarsie, Brooklyn, N.Y. in May 2005. She thought she had paid off her loans until recently, when a company approached her about a debt she thought she had settled a long time ago.

The company expected Prophete to pay up over $130,000, or face foreclosure.

When refinancing her mortgage on the home, Prophete…