Terms of Use

Welcome to the Wall Street Insider (also referred to as “WSI”, “our”, “we” or “us”).

These Terms of Use are a legal contract between WSI and you (collectively, “everyone visiting this site”) and govern your use of the WSI site, as well as other websites that WSI may control, including all the text, data, information, software, graphics, images, photographs, and more that WSI and its subsidiaries and affiliated companies may make available to you, as well as any services we may provide through any of our websites.

WSI may at any time revise these rules by updating this posting. You are bound by such revisions and should therefore visit this page to review the current rules from time to time.

The Wall Street Insider, www.wallstreetinsider.org, and its related sites are for your personal information, entertainment, and enjoyment. Please feel free to browse, download from, and otherwise use the WSI site. At the same time, please remember that your access to the WSI site is subject to the following rules as well as all applicable laws. By accessing and using the WSI site, you accept and agree to the rules without limitation or qualification, and acknowledge that any other agreements you may have with WSI are superseded by the rules, to the extent any conflict exists. If you do not agree with these rules, please do not use the WSI site.

In addition, please note that the WSI website has a Privacy Policy that applies specifically to it.


Use of the WSI website

Access to and use of the WSI website is subject to all applicable international, federal, state and local laws and regulations. Unless otherwise specifically indicated, you may download material displayed in the WSI site for personal, non-commercial use only. You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of or material displayed on the WSI site for any public or commercial purpose without the written consent of WSI or any third party WSI deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the WSI site you make and distribute for any purpose must also include these rules. You may not access or use the WSI site in any way that could or is intended to damage or impair the WSI site, or any server or network underlying the WSI site, or interfere with anyone else’s use and enjoyment of the site.


Copyright and other proprietary rights

You should assume that everything on the WSI site is copyrighted unless otherwise noted and that it must not be used except as provided in the rules or with the express written consent of WSI or any third party WSI deems necessary. One or more patents apply to this site and to the features and services accessible via the site. WSI neither warrants nor represents that your use of the material displayed on the WSI site will not infringe rights of third parties. Any product, service, program, or technology described on the WSI site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by WSI. Any such right that is not expressly licensed herein is reserved by WSI.

Images of people or places displayed on the WSI site are either the property of, or used with permission by, WSI. Use of these images by you or other third parties is prohibited unless expressly permitted in the rules or elsewhere on the WSI site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by WSI on the WSI site may be the subject of other intellectual property rights owned by WSI. Any such right that is not expressly licensed hereunder is reserved by WSI.

The trademarks and copyrights not attributed to WSI are the property of their respective owners.


Trademarks and brand names

The trademarks, logos and service marks, whether registered or unregistered (collectively the “trademarks”) displayed on the WSI site are trademarks of WSI and others. Nothing contained on the WSI site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the WSI site without the written permission of WSI or such third party that may own the trademark. Misuse of any trademarks, or any other content, displayed on the WSI site is prohibited. WSI aggressively enforces its intellectual property rights, including via civil and criminal proceedings.



Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to the WSI site, electronically or otherwise, including, but not limited to, data, questions, comments, suggestions, or submissions, is and will be treated as non-confidential and non-proprietary, unless otherwise stated in the Privacy Policy. Please note that the WSI site has a privacy policy that applies specifically to it, and may contain different terms.

Anything you send to the WSI site may be used by WSI for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to wallstreetinsider.org, you irrevocably transfer and assign to WSI, and forever waive and agree never to assert, any copyrights, “moral” rights, or other rights that you may have in such material. WSI is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the WSI site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing of subscriptions and other services.

By using the WSI site, you may submit, or WSI may gather, certain limited information about you and your usage of the WSI site. Subject to the terms of the Privacy Policy, WSI is free to use such information for any purpose it deems appropriate.


No warranties

The information and services provided or referenced on the WSI site are provided “as is” and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user. This means that although WSI uses reasonable efforts to include accurate and up-to-date information on the WSI site, WSI makes no warranties or representations as to its accuracy. WSI makes no warranty, either express or implied, that any information or service provided or referenced by the WSI site is either merchantable or accurate, that such information or service will fulfil any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. WSI may periodically add, change, or improve any of the information, subscriptions, services and programs described on the WSI site without notice. WSI assumes no liability or responsibility for any errors or omissions in the content of the WSI site.


Limitations of liability

Your use of the WSI site is at your own risk. To the maximum extent allowed by law, neither WSI nor any other party involved in creating, producing, or delivering the WSI site, will be liable for any direct, indirect, incidental, consequential, or punitive damages (including, without limitation, lost profits, cost of procuring substitute service or lost opportunity), however caused, arising out of your access to, use of, or reliance on the WSI site, even if WSI has been advised of the possibility of such damages. Without limiting the foregoing, WSI assumes no responsibility for, and will not be liable for any damages relating to or caused by any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the WSI site. WSI cannot and does not guarantee continuous, uninterrupted or secure access to the WSI site.



WSI has not reviewed all of the sites which are linked to the WSI site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. WSI is not responsible for the contents of any site linked to the WSI site. Your connection to and use of any such linked site is at your own risk.


United States and international information

Most of the information on the WSI site applies internationally, but a significant amount of information applies only to certain countries or regions. For instance, if you see the following indication in connection with information on the WSI site.

“The information on this page applies to businesses in the United States.”

Then the information on that page applies only to businesses or individuals operating in the United States. Although WSI makes reasonable attempts to indicate which information is country- and/or region-specific by including this type of statement, it does not warrant or represent that the information without this type of statement applies internationally. You should check the applicability of any information on the WSI site to you or your organization. The fact that you have access to such United States-specific information does not mean that such information applies or ever will apply to a country or region outside the United States.


Last revised: August 18, 2015