‘I wake up with anxiety’: My husband leaves retirement-investing plans to me. How do I hire the right adviser?

I’m 48 and have been married to my wonderful husband, 49, for almost 20 years. We have one son, 18, who lives at home. We have three other adult children who now live on their own: My husband has two sons, ages 27 and 25, and I have a 29-year-old son from a previous marriage. 

My husband and I are very open with each other about our finances;…

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